# Advantages Of Getting A One-Month Car Insurance

Car insurance is very important before taking a car out on the road, as it helps protect the car owner from any kind of financial burden in case accident or car damage due to natural hazards. Also in most of the states having car insurance is mandatory, so whether one owns a car, borrowed a car or rented one there is a need for valid car insurance at all times.

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Like mentioned above one might borrow a car from their friends or may have rented one from a rental service for a month, then in such cases 30-day auto insurance can be very helpful. One can search online for companies who provide monthly car insurance at pretty attractive premium rates.

In the monthly car, insurance one will have to pay the premium in a single go, as there will be no payment plans like one get in annual and half year plans. Also in these types, daily car insurances the rate of premiums are higher compared to another type of insurances. But other than this [there are several other benefits of getting a 30 days car insurance](https://www.carinsurancefordriver.com/buy-car-insurance-for-30-days-at-a-time.php) which will be mentioned below.

**No effect on the no claims discount (NCD)**

If someone is borrowing a car from somebody else, then the chances are that the owner already has an annual insurance policy. Likewise, if the car gets damaged then there will be a claim on the insurance and thus will lose its NCD. But if there is 30-day temporary car insurance in the name of the borrower then there is no chance of losing NCD in case of an accident.

**Adding drivers is easy**

If anyone wants to add a driver to the already existing policy, it will take a lot of time and effort. Whereas getting temporary car insurance is much easier in the process and one can get insurance certificate within a day. Also adding drivers to 30-day car insurance cover is much easier and cheap as compared to annual policies where there will be a hike in premium costs immediately.

**Instant purchase and receipt of policy certificate**

In annual car insurance policies, the entire process of applying for insurance until receiving the final insurance certificate can be a long and tedious procedure. But when someone wants to buy car insurance on a temporary basis like for a month or so, even the company knows that it will be for an emergency trip to be taken and the client cannot wait for several days to get insurance. Thus getting temporary car insurance takes around 24 to 48 hours depending on the company.

**Flexibility**

This is the biggest advantage of getting monthly car insurance as one will not have to pay for a year if one will use a car for only a month. In many cases, if a person has more than one car, and they don't like to use them all together instead take turns with each of them then for such people it is advisable to [insure car daily](https://www.carinsurancefordriver.com/daily-car-insurance-quote.php) instead of getting annual insurance.  &#x20;
